Why You Need Workers’ Compensation in the Agriculture Industry
To bring products like bread, vegetables, and cooking oils to tables all across the country, workers in the agriculture industry put in a lot of work! However, agriculture work brings many risks, and workers in the agriculture industry are at a high-risk of a wide variety of accidents, injuries, and illnesses.
The Risks of the Agriculture Industry
In agriculture, some of the most common risks include:
- Equipment injuries, like tractor tip-overs
- Noise exposure
- Suffocation from equipment like grain silos
- Exposure to pesticides and other harmful substances
- Slip-and-falls
- Hot and cold weather hazards
- Animal-related injuries, like insect stings
Risks like these can lead to many different types of injuries. For example, equipment injuries might cause serious bodily harm, including traumatic amputations, traumatic brain injuries (TBIs) or paralysis. Exposure to pesticides and other substances might also cause occupational illnesses, such as respiratory problems or an increased risk of certain cancers.
Agriculture workplaces might also frequently hire seasonal or temporary workers. This increases the risk of workplace accidents, as seasonal workers might not receive adequate training on safety procedures or how to operate dangerous or heavy machinery like tractors.
Workers’ Compensation Challenges—and Solutions for Agriculture Businesses
With risks like these, businesses in the agriculture industry need strong Workers’ Compensation to protect their business and their employees. However, these risks can also make it difficult to find the right coverage. If a business has many risks or a history of workplace accidents, it can lead to an increased Workers’ Compensation premium. This makes it difficult for business owners to find coverage, as the options may be very limited or expensive.
At Work Comp Business Insurance Solutions, we specialize in helping clients in the agriculture industry obtain Workers’ Compensation insurance. We understand the challenges and limitations faced by high-risk businesses, and are ready to work with you to help you find comprehensive, affordable solutions.
One way we help agriculture industry businesses is by providing access to our network of carriers. We’ll leverage these connections for your business, helping you find Workers’ Compensation coverage that’s strong, affordable, and personalized to the unique needs of your business. With our other services, including risk management and HR assistance, we can also help you reduce your risk of common workplace injuries like equipment mishaps and pesticide exposure, creating a safer workplace for all.
At Work Comp Business Insurance Solutions, we help business owners find the best Workers’ Compensation and payroll solutions.
