Why You Need Workers’ Compensation in the Hotel/Hospitality Industry
The hotel and hospitality industry is one of the biggest industries in the United States, with millions of employees working to help others find lodging, food, and comfort whenever they go. However, it can also be a risky industry. Workers in the hotel and hospitality industry face many different on-the-job risks.
Common Hotel and Hospitality Injury Risks
- Slip, Trips, and Falls: In the hotel and hospitality industry, workers may encounter a variety of slip-and-falls risks, from cluttered pathways to slippery floors. Slip-and-fall accidents can lead to a variety of injuries, from broken bones to serious traumatic brain injuries.
- Burns: If they work in a kitchen or around other hot equipment, workers may be at risk of burn injuries, which can lead to permanent scarring and other conditions.
- Lifting Injuries: Workers in the hotels and hospital industry may often lift heavy objects, like mattresses, furniture, or boxes with supplies. If they frequently lift heavy objects or use improper lifting techniques, it can lead to back injuries and other lifting injuries, like knee pain or herniated discs.
- Repetitive Motion Injuries: Similarly, workers who perform the same tasks or motions through the day might be at a risk of repetitive motion injuries, which include carpal tunnel and tendonitis.
- Chemical Exposure: While performing cleaning tasks, workers may use chemicals that can lead to breathing problems, skin irritation, and other health issues.
- Fire Hazards: Hotels and other hospitality facilities have many fire risks, such as laundry rooms or guests smoking on the property. If workers are not properly trained on how to evacuate during a fire, they can suffer from injuries like smoke inhalation and burns.
- Violence: In some cases, a worker in the hospitality or hotels industry might have a violent encounter with a guest or someone else on the premises. This can lead to injuries like broken bones, traumatic brain injuries, or even fatal injuries from gunshot wounds.
- Food Risks: If hotel and hospital workers handle food as part of their job, they may be at risk of injuries like foodborne injuries, food allergies, or other illnesses related to improperly handled or stored food products.
Finding Workers’ Compensation in the Hotel and Hospital Industry
With risks like these, it is critical for businesses in the hotel and hospitality industry to have strong Workers’ Compensation coverage to help their employees after a workplace injury. Unfortunately, these risks can also make it difficult for hotel and hospitality businesses to find the right coverage, especially if they also have a history of workplace injuries or audit issues.
At Work Comp Business Insurance Solutions, we understand the unique risks of the hotel and hospitality industry. We work with hotels and hospitality companies to assess risks and create customized insurance plans. Our team of brokers can help you find the right Worker’s Compensation insurance to fit your needs.
To learn more about our services and how we can help your business, visit us online at https://www.wcbis.com.
