Why You Need Workers’ Compensation in the Armed Security Guard Industry
If you’re in the armed security guard industry, you and your employees play a key role in keeping others safe! But while working to protect banks, hospitals, office buildings, and other important areas, your workers may face a variety of threats to their own health and safety. Some of the most common risks faced by workers in the armed security guard industry include:
- Violence, including violence involving weapons like guns or knives
- Assault
- Slip-and-falls
- Overexertion
- Exposure to harmful substances
For example, an armed security guard could be injured while breaking up a violent altercation or be exposed to substances like mold while working in an office building.
Risks like these can lead to a wide variety of injuries, from back pain and minor sprains to serious, life-threatening injuries like paralysis for a gunshot injury, a traumatic brain injury after a fall, or respiratory damage from prolonged exposure to a harmful chemical.
How Workers’ Compensation Can Help
When an armed security guard is injured as the result of a workplace accident or incident, they need strong Workers’ Compensation coverage. After an injury, illness, or accident, Workers’ Compensation helps the injured armed security guard find compensation for medical expenses and missed wages. If an armed security guard is killed during a workplace accident, like in a violent altercation, Workers’ Compensation coverage also helps their family find proper compensation for their loss.
In addition to benefits like these, there is another big reason why armed security industry businesses need Workers’ Compensation—it’s required! Nearly all businesses are required to carry Workers’ Compensation coverage. If they do not have coverage or allow their coverage to lapse, it can open they up to major liability issues if an employee is injured in an on-site accident. This includes fines, penalties, and even costly lawsuits.
Workers’ Compensation Challenges—and Solutions with WCBIS!
If you are a business owner in the armed security guard industry, you likely know the importance of robust Workers’ Compensation coverage. However, you may struggle to find the right coverage due to issues like high ex-mods, audit issues, or a history or workplace accidents. If you have challenges like these, you may find yourself faced with limited or very expensive options.
At Work Comp Business Insurance Solutions, we specialize in helping businesses find the right Workers’ Compensation coverage. Through our Full PEO product and other offerings, we work as a partner to businesses in need. Leveraging a wide pool of carriers and connections, we help businesses find personalized, comprehensive, and affordable coverage.
At Work Comp Business Insurance Solutions, we help business owners find the best Workers’ Compensation and payroll solutions.To learn more about our services and how we can help your business, visit us online at https://www.wcbis.com.
