Why Your Cannabis Business Needs Workers’ Compensation Coverage
Cannabis is a unique industry—and that brings unique industry risks! If you’re a business owner in the cannabis industry, watch out for these common injuries and accidents around your business.
Machinery Accidents
- In some stages in the process of the extracting and harvesting of cannabis products, workers might use dangerous, heavy, or fast-moving machinery like trimming machines or conveyor belts. If these machines are not handled safely, they can lead to a variety of workplace injuries, ranging from minor lacerations to traumatic amputations.
Slip-and-Falls
- The cannabis industry has some unique slip-and-fall risks, like wet floors from cannabis irrigation. If a worker encounters slip-and-fall risks like this, they can suffer from strains and sprains, broken bones, or back pain. In some cases, slip-and-falls can cause serious injuries like paralysis or traumatic brain injuries (TBIs).
Chemical Exposure
- While growing or handling cannabis products, workers can be exposed to chemicals and substances like fertilizer and pesticides. If a worker suffers from intense or frequent exposure to chemicals like these, they can experience eye irritation, skin irritation, respiratory problems, and other injuries and illnesses.
Weather-Related Risks
- If cannabis industry workers are frequently outside for their role, it puts them at an increased risk of weather-related injuries. These include heat stroke and dehydration in hot weather, and conditions like hypothermia in cold or wet weather.
Violence
- In some cases, workers in the cannabis industry might be the victims of violence, like during a robbery of a cannabis dispensary. Violent incidents can lead to physical injuries like broken bones and TBIs, as well as mental health conditions like anxiety or post-traumatic stress disorder (PTSD).
Risks like these can also be exacerbated by poor safety training, unsafe workplaces, or a lack of personal protective equipment (PPE) for workers in the cannabis industry.
Protecting Your Cannabis Industry Employees with WCBIS
At Work Comp Business Insurance Solutions, we know the unique risks faced by businesses in the cannabis industry. We offer a suite of products tailored to improving safety and Workers’ Compensation at cannabis industry businesses. This includes a full PEO product, which offers:
Workers’ Compensation coverage
- When you partner with us, you’ll benefit from our wide network of insurance carriers and other industry professionals. We’ll leverage these connections to find comprehensive and affordable Workers’ Compensation to protect your cannabis business and your employees.
Risk management and loss control
- Through our risk management services, we’ll help identify, mitigate, and eliminate common risks around your manufacturing business. This will reduce your risk of machinery accidents, slip-and-falls, and other common industry injuries and accidents.
HR services
- With our HR support services, we’ll help your cannabis business stay in compliance with all federal, state, and industry laws and regulations. This reduces your risk of workplace accidents, as well as the risks of fines, penalties, lawsuits, and lapses in Workers’ Compensation coverage.
When you work with us through our PEO product or other services, we’ll act as your partner at every step of the way, and help you navigate the complex process of finding and securing the right Workers’ Compensation coverage to protect your cannabis industry business and employees from common risks.
At Work Comp Business Insurance Solutions, we help business owners find the best Workers’ Compensation and payroll solutions.To learn more about our services and how we can help your business, visit us online at https://www.wcbis.com.
