Transportation Industry – Traffic Accidents
The more time you spend on the roads, the more likely you are to be involved in a traffic accident. This is the unfortunate reality for workers in the transportation industry, who often spend many hours on the roads to move people and goods from one place to another.
On the road, there are many risks transportation workers may encounter. Here are just a few of the most common risks.
- Driver Fatigue
Transportation workers are often on the road for many hours at a time, especially if they are working on a tight schedule. If drivers are tired or overworked, it increases the risk of driver fatigue, which can lead to accident risks like slower reaction times and impaired decision-making skills. Additionally, transportation workers can be affected by the actions of other fatigued drivers on the roads. - Distracted Drivers
Distracted drivers are another major cause of accidents. While driving, transportation workers might encounter distractions like looking at a navigation system or answering a phone call. If their attention is not fully on the road, they are at an increased risk of traffic accidents. Like with fatigued driving, transportation workers might also be harmed by the actions of other distracted drivers on the roads. - Dangerous Road Conditions
While driving, transportation workers might encounter roadway conditions like poorly maintained roads or debris in the road. This increases the risk of accidents, especially if the driver is tired or distracted. - Weather Conditions
Even the best of drivers can’t always anticipate weather conditions. However, inclement weather conditions, like rain, snow, or fog, make it harder to see or navigate the roads, increasing the risk of traffic accidents. - Poor Maintenance
If a truck or other vehicle is not properly cared for, drivers can be at risk of accidents due to issues like brake failure or damaged tail lights. - Poor Safety Training
Finally, inadequate safety training is another big cause of accidents in the transportation industry. If drivers aren’t properly trained on how to deal with common risks, it greatly increases their chances of a serious accidents on the roads.
Finding Workers’ Compensation Solutions
Due to traffic risks like these, you need strong Workers’ Compensation options to protect your transportation industry employees and your business. However, it can be difficult to find the coverage you need. Since many insurance carriers consider transportation to be a high-risk industry, you may find yourself faced with challenges like:
- High premiums
- High ex-mods
- Increased audit issues
- Expensive or limited coverage options
- Lapses in your Workers’ Compensation coverage
At Work Comp Business Insurance Solutions, we have the solutions to Workers’ Compensation challenges like these! We help transportation industry business owners find the best Workers’ Compensation and payroll solutions.To learn more about our services and how we can help your business, visit us online at https://www.wcbis.com.
